Whether it’s purchasing a lot to build your new home on or a home equity loan to pay for a renovation, the real estate lending professionals at Bright Bank can offer a full range of customized lending solutions to fit your needs. With an easy application process and decisions made locally, let us help make your dreams a reality.


If you’re looking to build a new home or renovate your current residence, the process involves careful planning and budgeting. At Bright Bank, our real estate lending specialists can help you find a loan solution to match your individual construction needs. With a simple, contractor-friendly disbursement platform, our customized construction loan products take the stress out of the building process. Terms are flexible and you only pay interest on the funds you use. We can help you save money and build your dream home without distractions.


Whether you plan to build your home immediately or are a few years off, Bright Bank can help get you started to secure the land you want today. With a diverse selection of land financing options, we offer a variety of competitive terms and rates so you can build when you’re ready or resell the land if your plans change.


With a Bright Bank home equity loan product, you can take advantage of the equity you’ve built in your home. A home equity loan or line of credit allows you to borrow against the available equity in your home and use that money to make home improvements, consolidate debt or invest in another asset, the choice is yours. With flexible terms, fixed and variable repayment options, and quick local decisions, you can borrow the money you need, when you need it.


If you’re thinking about purchasing an investment property, we have a variety of lending options for you including construction, permanent and refinancing. Learn more about loans for multi-family, office, medical, flex, and industrial investment properties from our lending professionals.


Ideally, homeowners are able to sell their homes just in time to buy a new one. But sometimes things don’t go according to plans and there is a gap between selling and buying. A Bright Bank bridge loan can provide you with creative short-term financing to quickly secure the new home you want without having to wait until your current home sells. With flexible terms and competitive rates, our temporary financing options give you the time needed to “bridge” the gap.