Your Mortgage Checklist

In general, the following information is usually required during the loan process:

  • Photo ID and proof of Social Security number
  • Residence addresses for the past two years
  • Employment history and tax returns for the past two years (personal and business)
  • Pay stubs for the last 30 days
  • W-2 forms for the past 2 years, K-1 forms (if applicable)
  • Profit & loss statement and balance sheet (if self-employed)
  • Bank statements for the past three months
  • Investment account statements for the past 2 months
  • Retirement account and liquidity statements for the past three months
  • Estimated value of personal property
  • Personal loan account information: balances and monthly payments
  • Explanation of credit report anomalies, if applicable

If you already have a contract on a house:

  • Purchase Agreement
  • Copy of legal description and MLS sheet
  • If selling your current home, copy of listing contract
  • If you have sold your current home, copy of settlement statement (HUD-1)

download Mortgage Application