LENDING MADE EASY

From capital expenditures to working capital financing, we offer a broad range of credit products to help the businesses in our community grow. Our commercial lending specialists will take the time to understand your unique needs and work with you to provide tailored lending solutions. With an easy application process and decisions made locally, Bright Bank will help get you the capital you need, when it’s most needed. Contact our commercial lending specialists at 208.845.0967 to learn more.

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EQUIPMENT LOANS

From both new and used vehicles to heavy equipment and technology upgrades, fixed asset financing will help you get the resources you need without tying up your capital. With flexible terms and competitive rates, let Bright Bank help you obtain the equipment you need to grow your business and operate more efficiently.

TERM AND REVOLVING LINES OF CREDIT

As your business grows, its financial needs can change. A revolving line of credit with Bright Bank can provide your business with the funds it needs to bridge gaps in seasonal cash flow, take advantage of vendor discounts or expand your footprint. Our lines of credit are structured with flexible terms which allow you to draw down, repay, and draw funds at any time within your agreed credit limit and terms.

LETTERS OF CREDIT

Standby letters of credit are commonly used to support performance bonds and ensure that your business will meet contractual obligations. A letter of credit from Bright Bank will allow your business to compete for projects or support accounts with suppliers while preserving your capital. Our letters of credit are typically issued as one-year obligations with annual renewal options.

WORKING CAPITAL

For businesses that rely on seasonal or cyclical growth, a working capital loan can help you take care of short-term, everyday operational needs, like payroll, rent, equipment, inventory costs, marketing, and insurance.