Grow Your Money

We understand the cyclical nature of business in the Treasure Valley and have developed savings tools for your business so you can manage your cash flow needs easily. Why leave cash idle, when you can maximize your returns with Bright Bank’s suite of savings tools? Whether your savings goals are short-term, long-term, or solely focused on FDIC insurance, we’ve got you covered.

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Business Savings

Open a Business Savings account that earns interest at a competitive rate. Maximize your savings by setting up a scheduled transfer or automatic sweep to ensure you’re saving without having to think about it. This account can be accessed through online and mobile banking, and have its statement sent electronically.

 

FEATURES & BENEFITS:

  • $50 minimum opening deposit
  • No minimum balance requirements
  • Earns interest
  • Six withdrawals* per statement cycle
  • Free eStatements, $5/month for paper statements
  • Free Online Banking
  • Free Mobile Banking

 

CDs

Lock in a competitive interest rate with a CD and make your excess funds work for you. Choose a term as short as 30 days or as long as 5 years to fit your financial goals and calendar.


FEATURES & BENEFITS:

  • $500 minimum opening deposit
  • Guarantee your returns with a fixed interest rate
  • Terms for 30 days to 5 years
  • Automatic renewals at current bank rates
  • Penalties apply for early withdrawals

PUBLIC FUNDS SAVINGS

This savings account allows you to earn interest and keep your funds on hand when you need access.

CDARs PROGRAM

When 100% FDIC insurance is your #1 priority, Bright Bank can help you access FDIC insurance on multi-million CD or money market deposits. Bright Bank will manage your funds on your behalf so not only are your funds fully insured, you receive the benefit of working with one bank, negotiating one interest rate, and receiving one statement.

*An excessive withdrawal fee of $10.00 will be charged for each additional withdrawal or transfer made in excess of 6 during the statement cycle.
Fees may reduce earnings.